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A flexible spending account, or FSA, is a special account you put money into that can be used to pay for certain out-of-pocket expenses. Unlike other day-to-day purchases, you won’t pay taxes on your FSA expenditures, which gives you an opportunity to save a little money when paying for qualified odds and ends. But there’s a caveat — you have to use your FSA money by the end of the year.
It can be difficult to decide where that money should go, but one option includes medical expenses that aren’t covered by your health plan, such as deductibles, co-pays, daycare, and, maybe, dental care and vision. The details depend on the plan established with your employer, but the best place to shop for qualifying products is through the FSA store and the Amazon FSA store, where you’ll find thousands of curated essentials.
Of course, in spite of the huge number of products currently available, these online shops don’t have everything you need. For instance, certain necessities, such as eyewear, require a visit to a local optometrist or a consultation with a preferred online brand like GlassesUSA or Warby Parker. In order to help your FSA money go further, we recommend these online collections of designer and in-house brands that support every need and lens type, from single vision lenses to contacts to digital blue light protection.
When the time comes to spend your FSA money, consider what you need. If it’s a service like vision or dental care, speak with your employer to determine your options. And if you’re looking for a specific product, visit the online shops mentioned above to find goods within your budget.
Below, our favorite qualifying products, some of which are on sale.
GlassesUSA
One of the largest online prescription glass retailers, GlassesUSA.com offers an array of high-quality designer and house brand glasses from Ray-Ban to Gucci. The site is always throwing a pretty sweet promotion, and now is no different. For the New Year, you can buy one pair of glasses and get a second pair completely free (so if you’re in between two styles, you can just have both!). Additionally, lenses and lens upgrades are 50% off.
Warby Parker
Probably the best-known online prescription glasses brand, Warby Parker specializes in the trendiest specs. All frames start at $95 — not too shabby for basic prescription lenses.
FSA Store
The easiest way to spend your FSA benefits is at the FSA Store. Browse over 2,500 guaranteed FSA-eligible products, health essentials and more on the convenient health-E commerce website. Shop items from a multitude of categories including wellness and recovery tech, acne and skincare, pain relief, medicine and more.
Oura Ring
The Oura ring is an advanced, design-forward sleep and fitness tracker. The device uses advanced sensor technology, namely infrared photoplethysmography sensors (PPG) to monitor heart rate and respiration, a negative temperature coefficient (NTC) sensor to detect body temperature and finally, a three-dimensional accelerometer to track accurate movement. Unlike most wearables which use a green light, the Oura ring uses red infrared light which penetrates the skin deeper, allowing for more high-caliber readings.
Therabody
After a grueling workout, you’ll find us reaching for one (or more) of our favorite recovery products. Oftentimes, those tools are made by Therabody. The popular recovery brand formerly known as Theragun rebranded in 2020 with the aim of expanding its product line beyond its world-renowned, top-rated percussive therapy device. Now you’ll find a whole slew of tech wellness gadgets, including smart goggles, spa-level facial devices and wearable compression gear — all of which are FSA/HSA eligible.
HigherDose
The female-founded, wellness tech brand offers a catalog of advanced wellness tools for relaxation, rejuvenation and recovery. We’ve raved about their wellness products, from their personal sauna blanket to a red light therapy hat that aids in hair health, all of which are FSA/HSA eligible.
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